Computer and Computer Virus Insurance

When computers go wrong or missing, replacing the equipment is the easy part. Recovering the invaluable, yet intangible assets within the equipment often proves the greatest challenge.
 
Could you afford the costs involved if your computer equipment was affected by a virus?
 
Could you recoup the costs of reinstating your company data if you were targeted by a hacker?
 
The new Finch computer policy, underwritten by AVIVA gives increased cover than normally available.  This provides cover for not only the hardware and peripherals but also the software and data that’s critical to your business.
 
Under one policy, we can arrange a policy that provides comprehensive computer covers including Damage to Equipment, Increased Costs of Working or Reinstatement of Data including additional expenditure for the costs incurred arising from a virus.

Here are some real world examples;

"A newly created virus spreading over the internet attacked a computer system.  The antivirus software did not yet provide  protection from the virus.  AVIVA paid £10,000 to remove the virus and reinstate the data".
 
"A thief tail-gated a member of staff through a security door into offices and stole a laptop computer from a desk.  AVIVA paid £2,500 to replace the laptop."

Premiums start from as little as £200 plus IPT

Cover is automatically extended to include;

• All risks damage to all parts of a computer installation, including theft without exclusion of forcible and violent entry or exit from premises which is normally excluded under a standard property policy. 
• Virus Seek and Destroy Costs up to £50,000 
• Worldwide cover for portable equipment (including laptops, palmtops and handheld computers) 
• Breakdown of maintained equipment (breakdown of non-maintained Equipment up to £10,000)
• Debris Removal up to £50,000
• Inadvertent Failure to Insure up to £100,000 per location
• Incompatibility of Software or Programs up to £50,000
• Repair Investigation Costs up to £50,000
• Temporary Repair and Expediting Costs up to £50,000