Flood InsuranceYou only have to catch a snippet of news to see the problems the current weather is creating for homeowners and businesses across the UK.

What seems like another five minutes of the six o’clock news may well be a devastating experience for people living through problems caused by the excessive rainfall we’re currently experiencing.

And, with the additional argument over Defra’s funding and their attempts to effectively manage flooding in certain areas, it does bring up a lot of questions about current and future insurance policies and premiums.

Although 14 months old, this article on the BBC website – Q&A: Flooding insurance and you – has some great advice if you are being affected by flooding, including information about insurance claims and also the affect flooding may have on future insurance premiums.

If you are concerned about your insurance premiums relating to these problems, The National Flood Forum advise that if you are at risk – now, or potentially in the future – to contact your insurance broker to get a bespoke quote.

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